Protect your income, when you can't work.
Employed or self-employed, get a personalised comparison, not a generic online quote.
Let's get started
What's your employment status?
We compare New Zealand's leading insurers
Why Kiwis choose Mike & the team
Independent advice, real human service, and cover that actually fits how you work.
Helping you understand ACC
Most policies do not pay while ACC pays. With advice we can structure your insurance so you get ACC plus some or all of your income protection.
The whole market, compared
We're licensed to deal with all 8 insurers, so you get a true market comparison. Some advisers only deal with a select few. Banks only deal with one.
A real person, not a call centre
You deal with Mike directly. Straight answers, no jargon, and help with the paperwork from quote to cover in place.
Advice without the sales pitch
Real people, on your side
Mike and the team are independent, NZ-based advisers who do one thing: find Kiwis the right cover at the right price. No call centres, no pressure, no products pushed on you, just straight advice from people who genuinely care and will be in your corner at claim time.
- Licensed financial advisers, based in New Zealand
- Independent, we compare the whole market, not one insurer
- A real adviser looks after you from quote to cover in place
How it works
Three simple steps. About 60 seconds to start.
Complete the quick form
Answer a few questions, about 60 seconds.
AI Hannah gives you a call
Our assistant rings to confirm your details and what you're after.
Talk to a real adviser
Hannah puts you straight through to an adviser, or books a time that suits.
What Kiwis are saying
“I always thought income protection was for office types. Mike sorted cover that actually fits a one-woman business. Took 10 minutes.”
“Broke my wrist on a job and couldn't work for six weeks. The cover Mike set up covered my mortgage the whole time. Worth every cent.”
Common questions
What is income protection?+
It pays you a monthly benefit, usually up to about 75% of your income, if illness or injury stops you working. It keeps the mortgage, rent and bills covered while you recover.
I'm self-employed, can I get it?+
Absolutely. Self-employed Kiwis often need it most, because there's no employer sick leave to fall back on. Mike specialises in cover for sole traders, contractors and business owners.
How much does it cost?+
It depends on your age, income, job and health. That's exactly what the free comparison is for, Mike finds the right level of cover at a price that works for you.
Is this really free?+
Yes. There's no charge and no obligation to take anything up. Mike is paid by the insurer if you decide to go ahead, never by you.